Because of the benefits included in many company pensions, a pension transfer is rarely a good idea, but sometimes it’s your best move.

nhs pension COMPLETE THE FORM BELOW FOR A FREE REPORT ON ALL YOUR PENSIONS.

nhs pension calculation

nhs pension calculations You can unlock tax free cash from age 55 from a former company pension scheme

nhs pension calculator Transferring your pension could save you losing out on benefits you can’t claim

nhs pension calculations Moving your money to a personal pension can provide you with more retirement options

nhs pension scheme HERE ARE SOME OF THE THINGS YOU NEED TO THINK ABOUT IF YOU’VE LEFT A COMPANY PENSION WITH A FORMER EMPLOYER.

 
In the current economic climate, it’s not worth taking a pension transfer to move your old company pension to a personal pension, particularly if you’re entitled to index-linked increases to your retirement income. However, there may be some exceptions to this:

  • you’re over 54 and in desperate need for money to repay expensive debts, but you’re not permitted to draw tax free cash early from your company pension
  • included is a spouse’s pension (and you’re not married) or a children’s pension (and you have no children under 18) which means you’re paying for benefits your family will never collect
  • the scheme is about to be wound up and the value of your company benefits is facing a pension transfer to an inflexible ‘buy out’ policy

If you have these or other EXCEPTIONAL CIRCUMSTANCES, you should HAVE YOUR PENSION ANALYSED BY A COMPANY PENSION SPECIALIST. The specialist will examine all the benefits you’re entitled to and send you a detailed report, with additional recommendations relating to your exceptional circumstances. Your report will conclude whether you’re likely to be better off taking a pension transfer of your old company pension to personal pension, or whether you should leave it where it is.

nhs pension schemes This is definitely an area that requires specialist advice.

 
We only recommend experts who are independent and offer brilliant service. They don’t represent any particular company. They provide you with the best solution from the market.

Before you do business with the specialist we suggest, we want you to have the same degree of confidence in them as we do. So, as a benefit of using this site, the specialist will provide you with a report, FREE OF CHARGE, to give you the reassurance you need. If you like the recommendation, they’ll tell you exactly what it’ll cost to put in place. But if you don’t want to proceed, that’s absolutely fine. All without you having risked any of your hard-earned cash.

nhs pension agency Get your FREE REPORT now.

 
Pop your details into the form above and you’ll be emailed a pack which contains a letter of authority for each pension scheme you’d like analysed. You can use the form above to have both individual pensions and old company pension schemes analysed. Your report is FREE.

If you’d like to discuss any aspect of the service before you complete the form, please feel free to ask us anything using our contact form.