You should thoroughly review your personal pension at least once a year, to ensure it’s working hard for you and growing into the largest fund.

pension transfer COMPLETE THE FORM BELOW FOR A FREE REPORT ON ALL YOUR PENSIONS.

pension transfer values

uk pension transfer Reviewing your pension at least once a year ensures your money is working hard

pension transfer value Having a portfolio of many providers and funds is the best way to spread your risk

pension transfer uk Choose investments from the UK and the world to benefit from all growth opportunities

pension transfer advice HERE’S WHY YOU SHOULD REVIEW YOUR PERSONAL PENSION AT LEAST ONCE A YEAR, AND HOLD YOUR MONEY IN A PORTFOLIO OF MANY PROVIDERS AND FUNDS.

 
If you have a PERSONAL PENSION, you should consider a pension transfer to take advantage of Nobel Prize winning work called ‘Modern Portfolio Theory’. Actually, it’s not ‘modern’, for it’s been working successfully for more than 50 years. And it’s not rocket science: it’s good old fashioned maths!

Simply said, it’s all about THE RISK YOU’RE PREPARED TO TAKE WITH YOUR MONEY. The GREATER THE RETURN you want, the HIGHER THE RISK you must expose your money to. And if the risk level of your money is perfectly matched to your view of risk, mathematically, you have the best chance of success. It works like this.

If you’re someone who doesn’t like taking risks, then you wouldn’t put all your money in shares, for there’s a high risk you’ll lose some or all of it. If you’re someone that wants to make a very good return on your money, then you wouldn’t put all your money into low earning bank deposits, for the risk is that you won’t make enough.

With many pension transfer providers offering hundreds of funds in the UK and around the world, across a wide variety of sectors such as cash, property, fixed interest and shares, it’s easy to produce your portfolio to exactly match your view of risk. But things change.

Fund values rise and fall so you need to keep a close eye on all the markets to take advantage of the opportunities. Over time, your circumstances will change too. You might be cautious while you’re spending money on your children and a large mortgage. You may become more adventurous if your wages rise. And you may become less so as you approach retirement. Your decisions are further affected by external influences, such as changes in inflation, taxation and legislation.

Whilst it may appear attractive to ‘do-it-yourself’ in something called a SIPP (a self invested personal pension), unless you have at least £100,000 to invest, and an hour or two a day to set aside for fund research, YOU’RE BEST ADVISED TO ENLIST THE SERVICES OF A PENSION SPECIALIST.

nhs pension transfer Before you make any changes to your pension, you must have it reviewed by a specialist.

 
The point of the review is to check how well your money has been growing, compared to whether it’ll do better if it’s invested in a portfolio designed just for you. This is what a specialist will do in your review:

  • take a detailed summary of your personal situation and your future aims
  • establish your current view of risk
  • obtain details of your pensions from your existing providers
  • check the growth you’ve made within your present arrangements
  • examine the charges you’re currently paying within your pensions
  • compare it to what you would have earned in a personalised portfolio
  • if you would have been better off with your own portfolio, or you’re likely to be better off in the future now your fund is of sufficient value, construct a portfolio of providers and funds to match your view of risk
  • if you wish to proceed with the portfolio, help you with the paperwork and oversee the movement of the money to set up the portfolio
  • on a yearly basis, carry out a thorough review to ensure your money remains perfectly matched to your view of risk

We only recommend pension transfer experts who are independent and offer brilliant service. They don’t represent any particular company. They provide you with the best solution from the market.

Before you do business with the specialist we suggest, we want you to have the same degree of confidence in them as we do. So, as a benefit of using this site, the specialist will provide you with a report, FREE OF CHARGE, to give you the reassurance you need. If you like the recommendation, they’ll tell you exactly what it’ll cost to put in place. But if you don’t want to proceed, that’s absolutely fine. All without you having risked any of your hard-earned cash.

pension transfer specialist Get your FREE REPORT now.

 
Pop your details into the form above and you’ll be emailed a pack which contains a letter of authority for each pension scheme you’d like analysed. You can use the form above to have both individual pensions and old company pension schemes analysed. Your report is FREE.

If you’d like to discuss any aspect of the service before you complete the form, please feel free to ask us anything using our contact form.