If your pension is in income drawdown and you’re not receiving a regular quarterly review of your pension fund, get a free report now.

drawdown COMPLETE THE FORM BELOW FOR YOUR FREE INCOME DRAWDOWN REPORT.

drawdown

pensions drawdown As your pension fund is still invested, set up a trust to protect it from attack

income drawdown If you don’t review your income quarterly, it’s at risk of losing value without you knowing

drawdown pension You could already be paying for the cost of a regular review from within your fund

pension drawdown THERE ARE TWO IMPORTANT THINGS TO DO IF YOUR PENSION IS IN DRAWDOWN.

drawdown calculation 1 Set up a trust to protect your pension fund from attack.

 
As you haven’t yet bought your annuity, your money remains invested in pension funds. And that means if you die, the friends and family you leave it to MAY PAY UNNECESSARY INHERITANCE TAX: a staggering £40,000 tax on every £100,000 of your pension fund! A PENSION DEATH BENEFITS TRUST CAN SOLVE THIS PROBLEM. But it provides more than just a tax saving.

A Trust provides CONTROL OVER YOUR MONEY AFTER YOU’VE GONE. And that’ll give you reassurance that your effort of building substantial funds can’t be wasted by your future generations.

Over time, it’s possible to lose all your whole pension fund from a variety of attacks. That’s why setting up a trust is something you should do today. It’s all explained on our page entitled Protect your pension fund from attack »

drawdown calculator 2 Carry out a thorough annual review.

 
ONCE A YEAR, you need to spend time with a specialist drawdown adviser to carry out a THROUGH CHECK-UP.  Among the areas you should review are these:

  • your current attitude to risk based on your personal circumstances, and the effect of any changes in taxation and legislation since your last review
  • the performance of pension funds since your last review with an update on all relevant issues, such as a change of a fund manager
  • an appraisal of the level of income you need to draw to meet your current needs, and whether the level will put you at risk of depleting your pension fund
  • an analysis as to whether buying an annuity might now be worth considering
  • if drawdown is to continue, a thorough fund review, putting in place any relevant changes

If your adviser doesn’t go into this level of detail each year, you need to SWITCH TO A DRAWDOWN SPECIALIST WHO WILL.  Once you’ve stopped working, there’s almost nothing you can do to add to your pension funds, so it’s vital you KEEP VERY CLOSE TO YOUR MONEY to MAKE EVERY PENNY COUNT.

We only recommend drawdown experts who are independent and offer brilliant service. They don’t represent any particular company. They provide you with the best solution from the market.

Before you do business with the specialist we suggest, we want you to have the same degree of confidence in them as we do. So, as a benefit of using this site, the specialist will provide you with a report, FREE OF CHARGE, to give you the reassurance you need. If you like the recommendation, they’ll tell you exactly what it’ll cost to put in place. But if you don’t want to proceed, that’s absolutely fine. All without you having risked any of your hard-earned cash.

income drawdown calculator Get your FREE REPORT now.

 
Pop your details into the form above to be emailed a pack to have your drawdown reviewed. Your report is FREE.

If you’d like to discuss any aspect of the service before you complete the form, please feel free to ask us anything using our contact form.